Last Updated: 03/07/2023
Introduction
Please read these Terms of Use (collectively with the RealAdvisor Privacy Notice, which can be found at: https://realadvisor.com/privacy-policy/) carefully before using this website (the “Site”). This Site is owned and operated by AI Partners SA d/b/a Real Advisor (“RealAdvisor,” “we,” “us,” and “our”). These Terms of Use govern your access to and use of this Site, services and provided by RealAdvisor. These Terms of Use do not apply to real estate agents; RealAdvisor’s terms of use and purchase for real estate agents can be found at: https://realadvisor.com/pro.
Acceptance of Terms of Use
By accessing the Site or otherwise using the Site, you acknowledge that you have read, fully understand, agree to, and will be bound by these Terms of Use. If you do not agree to be bound by these Terms of Use, you should not access the Site. By using the Site in any manner, including but not limited to visiting or browsing the Site, you agree to these Terms of Use and all other operating rules, policies, and procedures that may be published from time to time on the Site by us, each of which is incorporated by reference and each of which may be updated from time to time without notice to you. These Terms of Use apply to all users of the Site.
ARBITRATION AND CLASS ACTION WAIVER: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE ARBITRATION SECTION BELOW, YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
Modifications to the Terms of Use
We reserve the right at any time to update, change, modify, or revise these Terms of Use. Any changes will become effective upon posting to the Site, along with the date on which it was most recently updated as indicated by the "Last Updated" notice above. Your continued access to or use of the Site and its Content and services after any such changes indicates your acceptance of the Terms of Use as modified. It is your responsibility to review the Terms of Use regularly for updates.
Eligibility
You represent and warrant that you are at least 13 years of age, that your parent or legal guardian agrees to be bound by these Terms of Use if you are between 13 and the age of legal majority in your jurisdiction of residence, and that you are not prohibited from using the Site. We may, in our sole discretion, refuse to offer use of the Site to any person or entity and change its eligibility criteria at any time. You are solely responsible for ensuring that these Terms of Use are in compliance with all laws, rules, and regulations applicable to you.
Content
For purposes of these Terms of Use, the term “Content” includes, without limitation, research, blogs, and other information, data, text, photographs, charts, videos, audio clips, other files, written posts, graphics, and interactive features generated, provided or otherwise made accessible on or through the Site.
License and Intellectual Property
Unless otherwise indicated, all Content, information, and other materials on the Site is protected by relevant intellectual property and proprietary rights and laws. All Content and other materials are the property of RealAdvisor or its subsidiaries or affiliated companies and/or third-party licensors. Unless otherwise expressly stated in writing by RealAdvisor, by agreeing to these Terms of Use you are granted a limited, non-sublicensable license (i.e., a personal and limited right) to access and use the Site for your personal use.
RealAdvisor reserves all rights not expressly granted in these Terms of Use. This license is subject to these Terms of Use and does not permit you to engage in any of the following: (a) resale or commercial use of the Site or the Content; (b) distribution, public performance or public display of any Content; (c) modifying or otherwise making any derivative uses of the Site or the Content, or any portion of them; (d) use of any data mining, robots, or similar data gathering or extraction methods; (e) downloading (except page caching), reposting, or “framing” of any portion of the Site, the Content, or any information contained in them, including any text, images, audio and/or video, except as expressly permitted on the Site; or (f) any use of the Site or Content except for their intended purposes. Any use of the Site or Content except as specifically authorized in these Terms of Use, without the prior written permission of RealAdvisor, is strictly prohibited and may violate intellectual property rights or other laws. Unless explicitly stated in these Terms of Use, nothing in them shall be interpreted as conferring any license to intellectual property rights, whether by estoppel, implication, or other legal principles.
All rights in the trademarks, service marks, logos, trade names, and designs appearing on this Site belong exclusively to RealAdvisor, its subsidiaries or affiliated companies, or third-party owners and are protected under national and international trademark laws. Except as otherwise permitted on the Site, you are not permitted to reproduce, download or otherwise use such trademarks, service marks, logos, trade names, or designs without the prior express written consent of the owner of such mark.
Availability of Content
We do not guarantee that any Content will be made available on the Site. We reserve the right to, but do not have any obligation to, (a) monitor, remove, edit, or modify any Content in our sole discretion, at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if we are concerned that you may have violated these Terms of Use), or for no reason at all and (b) to remove or block any Content from the Site.
Features and Changes on the Site
Copyright Policy
We respect the intellectual property of others. If you believe that material or content residing on or accessible through the Site infringes a copyright, please send a notice of copyright infringement containing the following information: a physical or electronic signature of a person authorized to act on behalf of the owner of the copyright that has been allegedly infringed; identification of works or materials being infringed; identification of the material that is claimed to be infringing including information regarding the location of the infringing materials that the copyright owner seeks to have removed, with sufficient detail so that we are capable of finding and verifying its existence; contact information about the notifier including address, telephone number and, if available, e-mail address; a statement that the notifier has a good faith belief that the material is not authorized by the copyright owner, its agent, or the law; and a statement made under penalty of perjury that the information provided is accurate and the notifying party is authorized to make the complaint on behalf of the copyright owner. Please contact us to receive notification of claimed infringement. We suggest that you consult your legal advisor before filing a notice or counter-notice.
Third Party Services
The Site may permit you to link to or share Content with other websites, services, or resources on the Internet, including, but not limited to, Facebook, Twitter, and Instagram. Other websites, services, or resources may contain links to the Site and Content. When you access third-party resources on the Internet, you do so at your own risk. These other resources are not under our control, and you acknowledge that we are not responsible or liable for the content, functions, accuracy, legality, appropriateness, or any other aspect of such websites or resources. The inclusion of any such link or ability to share Content does not imply our endorsement or any association between us and their operators. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such website or resource.
Privacy
Your privacy is important to us. Please see our Privacy Notice to learn how we collect, use, and disclose your personal information.
Warranty Disclaimer
We have no special relationship with or duty to you. You acknowledge that we have no duty to take any action regarding: which users gain access to the Site, what Content you access via the Site, or how you may interpret or use the Content. You release us from all liability for you having acquired or not acquired Content through the Site. We make no representations concerning any Content contained in or accessed through the Site, and we will not be responsible or liable for the accuracy, copyright compliance, or legality of material or Content contained in or accessed through the Site.
YOU UNDERSTAND AND AGREE THAT THE REALADVISOR SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT EXPRESS OR IMPLIED WARRANTY OR CONDITION OF ANY KIND. REALADVISOR MAKES NO REPRESENTATIONS AND DISCLAIMS ANY WARRANTIES OR CONDITIONS OF SATISFACTORY QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. REALADVISOR DOES NOT WARRANT THAT THE REALADVISOR WEBSITE IS FREE OF MALWARE OR OTHER HARMFUL COMPONENTS. IN ADDITION, REALADVISOR MAKES NO REPRESENTATION NOR DOES IT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY THIRD PARTY APPLICATIONS (OR THE CONTENT THEREOF), DEVICES OR ANY OTHER PRODUCT OR SERVICE ADVERTISED, PROMOTED OR OFFERED BY A THIRD PARTY ON OR THROUGH REALADVISOR’S WEBSITE OR ANY HYPERLINKED WEBSITE, OR FEATURED IN ANY BANNER OR OTHER ADVERTISING AND REALADVISOR IS NOT RESPONSIBLE OR LIABLE FOR ANY TRANSACTION BETWEEN YOU AND THIRD PARTY PROVIDERS OF THE FOREGOING. NO ADVICE OR INFORMATION WHETHER ORAL OR IN WRITING OBTAINED BY YOU FROM REALADVISOR SHALL CREATE ANY WARRANTY ON BEHALF OF DREAM: SUCCESS. THIS SECTION APPLIES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
Indemnification
You shall defend, indemnify, and hold harmless us, our respective affiliates and each of our and their respective employees, contractors, directors, suppliers and representatives from and against any and all liabilities, claims, damages, judgments, awards, losses, costs, and expenses, including reasonable attorneys’ fees, that arise from or relate to your use or misuse of the Site, Content, or otherwise from your violation of these Terms of Use or Privacy Notice, your noncompliance with applicable law, or your infringement of any intellectual property or other right of any person or entity. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in asserting any available defenses.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE, NOR OUR RESPECTIVE, AFFILIATES AND EACH OF OUR AND THEIR RESPECTIVE DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS OR CONTENT PROVIDERS, BE LIABLE UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY WITH RESPECT TO THE WEBSITE OR CONTENT, WHETHER SUCH DAMAGES WERE FORESEEABLE OR REALADVISOR WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES (A) FOR ANY LOST PROFITS, PROPERTY DAMAGE, DATA LOSS, LOSS OF GOODWILL, BUSINESS INTERRUPTION, COMPUTER FAILURE OR MALFUNCTION, OR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, (B) FOR ANY BUGS, VIRUSES, OR THE LIKE (REGARDLESS OF THE SOURCE OF ORIGINATION), OR (C) FOR ANY DIRECT DAMAGES IN EXCESS OF TEN DOLLARS ($10.00) (IN THE AGGREGATE). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OR ALL OF THE ABOVE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU.
YOU ACKNOWLEDGE AND AGREE THAT REALADVISOR HAS OFFERED THE WEBSITE AND OTHER CONTENT, AND ENTERED INTO THESE TERMS OF USE IN RELIANCE UPON THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH HEREIN, THAT THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH HEREIN REFLECT A REASONABLE AND FAIR ALLOCATION OF RISK BETWEEN YOU AND REALADVISOR, AND THAT THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH HEREIN FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND REALADVISOR. REALADVISOR WOULD NOT BE ABLE TO PROVIDE THE WEBSITE TO YOU ON AN ECONOMICALLY REASONABLE BASIS WITHOUT THESE LIMITATIONS.
Arbitration
YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US (WHETHER OR NOT SUCH DISPUTE INVOLVES A THIRD PARTY) WITH REGARD TO YOUR RELATIONSHIP WITH US, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THESE TERMS OF USE, YOUR USE OF THE WEBSITE, AND/OR RIGHTS OF PRIVACY AND/OR PUBLICITY, WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION UNDER THE AMERICAN ARBITRATION ASSOCIATION’S RULES FOR ARBITRATION OF CONSUMER-RELATED DISPUTES AND YOU AND WE HEREBY EXPRESSLY WAIVE TRIAL BY JURY; PROVIDED, HOWEVER, THAT TO THE EXTENT THAT YOU HAVE IN ANY MANNER VIOLATED OR THREATENED TO VIOLATE OUR INTELLECTUAL PROPERTY RIGHTS, WE MAY SEEK INJUNCTIVE OR OTHER APPROPRIATE RELIEF IN ANY STATE OR FEDERAL COURT IN THE SWITZERLAND. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION. As an alternative, you may bring your claim in your local “small claims” court, if permitted by that small claims court’s rules and if within such court’s jurisdiction, unless such action is transferred, removed or appealed to a different court. You may bring claims only on your own behalf. Neither you nor we will participate in a class action or class-wide arbitration for any claims covered by this agreement to arbitrate. YOU ARE GIVING UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS. The location of the arbitration shall be Geneva, Switzerland. You also agree not to participate in claims brought in a private attorney general or representative capacity, or consolidated claims involving another person’s account, if we are a party to the proceeding. This dispute resolution provision will be governed by the Federal Arbitration Act and not by any state law concerning arbitration. In the event the American Arbitration Association is unwilling or unable to set a hearing date within one hundred and sixty (160) days of filing the case, then either we or you can elect to have the arbitration administered instead by the Judicial Arbitration and Mediation Services. Judgment on the award rendered by the arbitrator may be entered in any court having competent jurisdiction. Any provision of applicable law notwithstanding, the arbitrator will not have authority to award damages, remedies or awards that conflict with these Terms of Use. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, related to or connected with the use of the Site, Privacy Notice or these Terms of Uses must be filed within one (1) year after such claim of action arose or be forever banned. If the prohibition against class actions and other claims brought on behalf of third parties contained above is found to be unenforceable, then all of the preceding language in this Arbitration section will be null and void. This arbitration agreement will survive the termination of your relationship with us.
Governing Law and Jurisdiction
All disputes arising out of or related to the use of the Site or Content, as permitted following the mandatory arbitration described above, shall be brought in the state or federal courts located in Geneva, Switzerland and you hereby irrevocably consent to the exclusive jurisdiction and venue thereof. These Terms will be construed in accordance with the laws of the Country of Switzerland without regard to its conflict of law principles.
Modification
We reserve the right, in our sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Site (including without limitation, the availability of any feature, database, or content) at any time. We may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. It is also your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following notification of any changes to these Terms of Use constitutes acceptance of those changes.
Force Majeure
We shall not be liable for any failure to perform our obligations hereunder where such failure results from any cause beyond our reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation.
Assignment
These Terms of Use are personal to you, and are not assignable, transferable or sublicensable by you except with our prior written consent. We may assign, transfer or delegate any of our rights and obligations hereunder without consent.
Agency
No agency, partnership, joint venture, or employment relationship is created as a result of these Terms of Use and neither party has any authority of any kind to bind the other in any respect.
No Waiver
Our failure to enforce any part of these Terms of Use shall not constitute a waiver of our right to later enforce that or any other part of these Terms of Use. Waiver of compliance in any particular instance does not mean that we will waive compliance in the future. In order for any waiver of compliance with these Terms of Use to be binding, we must provide you with written notice of such waiver through one of our authorized representatives.
Entire Agreement and Severability
These Terms of Use are the entire agreement between you and us with respect to the Site and supersede all prior or contemporaneous communications (whether oral, written, or electronic) between you and us with respect to the Site. If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms of Use will otherwise remain in full force and effect and enforceable. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder.
Contact Us
You may contact us at the following address: support@realadvisor.com.